How VMTcoin Was Born – A Story of Struggle, Purpose, and Transformation

Every powerful idea begins with a story. The story of VMTcoin (Victoria Maruhina Token) is not one of polished boardrooms or venture capital deals. Instead, it was born out of struggle, survival, and a determination to build a better system—one rooted in transparency, fairness, and human dignity.

Its founder, Victoria Maruhina (Hincu), experienced first-hand the failures of systems meant to protect people. These failures, combined with her personal resilience, gave birth to a coin and a DAO ecosystem designed not just for finance, but for real-world impact.

From Struggle to Vision

Victoria’s life was marked by resilience in the face of injustice. She fought corruption, discrimination, and systemic neglect. At her lowest point, she faced homelessness, living in her car with her two dogs, Charlie and Bella.

Instead of breaking her, these experiences lit a fire. She realised a painful truth: the current systems designed to protect the vulnerable often fail them. From that realisation came the vision for something new—a system where transparency, fairness, and community power could restore dignity and opportunity.

This vision became the foundation of VMTcoin.

Why Blockchain Was the Answer

Victoria turned to blockchain because it offered what traditional systems could not:

Transparency – every transaction recorded and visible.

Decentralised governance – no single person or institution in control.

Fair access – anyone can participate, regardless of background.

These principles aligned perfectly with her belief that technology could empower people—not exploit them.

Gaps in the Irish Homelessness System

Victoria’s time in Ireland exposed her to the deep flaws in the homelessness support system, many of which she experienced directly:

A System That Records but Doesn’t Solve

Official figures showed record homelessness in Ireland—over 15,500 people in April 2025. Yet those statistics excluded many: rough sleepers outside count weeks, people “sofa-surfing,” or those in refuges. The true scale was even greater.

Solution: Build an Open Homelessness Ledger on-chain to capture real-time, verified data, including hidden homelessness.

Emergency Accommodation Becomes a Trap

Emergency accommodation, meant for days, traps people for months or years. Without targeted pathways out, homelessness becomes permanent.

Solution: DAO-backed 90-Day Exit Protocols and Housing First pilots—funding IDs, deposits, and last-mile support to make exits real.

The Rental Market Blocks the Most Vulnerable

Rental shortages and Housing Assistance Payment (HAP) limits make exits nearly impossible. Some surveys showed fewer than 40 homes nationwide affordable under HAP.

Solution: Create a DAO Top-Up Fund to bridge the HAP gap, alongside a mission-driven landlord network offering secure, below-market tenancies.

Human-Factor Failures

Local authority responses are inconsistent. In 2024, the Ombudsman reported 59% of local authority complaints were housing-related, including homelessness assessments.

Solution: DAO Service Scorecards where people rate services, ensuring transparency and accountability.

Exclusion of Pets

Many shelters and rentals bar pets. For Victoria, this meant no accommodation rather than abandon Charlie and Bella.

Solution: Fund pet-friendly housing grants and pet bonds to reduce landlord risk.

These gaps revealed: the system is collapsing under its own weight, and reform must come not just from within, but from bold new approaches.

The Birth of VMTcoin

Out of these lived struggles came the creation of VMTcoin—a coin designed not for speculation, but for transformation.

Its purpose: to fund and power a DAO ecosystem that creates dignity-first solutions.

Through VMTcoin, members can access and support:

VM Housing Trust – affordable housing initiatives.

VM CareDivision – access to medical and social care.

VM Training & Development Hub – pathways to education and employment.

VM Agora – a DAO marketplace for sustainable goods and services.

VM NFT collections tied to real-world products, heritage, and rewards.

Every piece of the ecosystem reflects Victoria’s journey, carrying the principle: no one should be left without dignity, shelter, or opportunity.

Why Now?

Economic instability, inequality, and the housing crisis make VMTcoin’s mission more urgent than ever. While many cryptos chase speculation, VMTcoin represents a movement of resilience and hope.

Its golden infinity symbol embodies this: the endless cycle of transformation, and the message Never Lose Hope.

The Bigger Purpose

VMTcoin exists to show that blockchain can be more than financial speculation. It can be:

A tool for justice against corruption, nepotism and exclusion.

A platform for dignity, ensuring housing, healthcare, and opportunity.

A community of empowerment, giving people ownership of solutions.

What makes VMTcoin unique is its foundation in lived experience. Born not in theory but in struggle, it seeks to ensure that others never have to face the same isolation and hardship.

Final Word

VMTcoin is not just a token—it is a coin backed by real-life projects, real rewards, and a real community. It funds housing, supports healthcare, builds training pathways, and restores fairness where systems have failed.

It was born from struggle, but its mission is transformation: to build not just wealth, but lives, families, and communities.

✨ VMTcoin is hope turned into action. By joining the VM Foundation DAO, you are helping to create the fairer, more compassionate future the world urgently needs.